Major Life Events

A simple guide to a Home Equity Line of Credit (HELOC) – and the best ways to put it to work for you and your financial goals.

Are you a senior, enjoying your golden years and reflecting on the legacy you will leave behind? Perhaps you're a Baby Boomer or Gen Xer navigating your own mid-life challenges and helping your aging parents plan for the future.

Life is full of changes – especially when you’re in your late teens and early 20s! Whether you’re heading off to college after high school, moving to a new city, or starting your first job, navigating these big transitions can feel overwhelming. One thing that shouldn’t cause stress is the idea of leaving your financial institution behind.

When I think back to getting engaged, planning a wedding, and starting a new life with the person I chose to walk this journey with, one thing was always at the center: money.

Have you had the “talk” with your kids? I’m not talking about the “birds and the bees” talk here. No one wants to think about the inevitable, let alone talk about it. But the fact is, all our days are numbered. It is vital to share your wishes with your families in the event of your death.

Buying your first home is an exciting milestone, but it can also feel overwhelming. “In today’s competitive marketplace, many houses are selling as soon as they become available,” said Erin Carlotto, AVP Mortgage Origination Officer at Greylock Federal Credit Union. “But with the right preparation, you can give yourself an advantage over other home shoppers and navigate this journey with confidence.”

As a mother of three, Stephanie Martin learned the importance of getting off to a good start as her family was growing. Now, as a Financial Wellness Coach with Greylock Federal Credit Union, she enjoys sharing what she has learned with other young families.